Weight-Loss Lowers High Blood-Pressure?

Yes, losing weight is one of the most effective ways to lower high blood pressure. When you carry extra weight, your heart has to work harder to pump blood throughout your body. This increased strain can lead to higher blood pressure.

​Even a small amount of weight loss can make a significant difference. For example, losing as little as 5 to 10 pounds (2.3 to 4.5 kilograms) can help reduce your blood pressure. The more weight you lose, the more your blood pressure is likely to drop.

​A general guideline is that for every 2.2 pounds (1 kilogram) of weight lost, your blood pressure may decrease by about 1 mm Hg. In some cases, a significant weight loss may allow you to reduce or even stop taking blood pressure medication, but you should only do this under the guidance of your healthcare professional.

​In addition to losing weight, other lifestyle changes that can help control blood pressure include:

• ​Regular physical activity.

• ​Eating a healthy diet, such as the DASH (Dietary Approaches to Stop Hypertension) diet.

• ​Reducing your intake of sodium.

--------------------------

• Ozempic vs. Wegovy: While both contain semaglutide, they are marketed for different uses and have different dosages. Ozempic is for type 2 diabetes, while Wegovy is for weight management. Wegovy has a higher maximum dose, which may lead to more significant weight loss.
• As of early 2026, the most effective GLP-1 drug for weight loss is tirzepatide (Mounjaro, Zepbound). Among the GLP-1 drugs currently available, tirzepatide and semaglutide both stand out as the most effective for weight management.

Highest gun violence rate in EU is Sweden

theguardian.com/world/2023/nov/30/how-gang-violence-took-hold-of-sweden-in-five-charts --this 2023 Guardian newspaper article says Sweden had the second highest gun violence rate in Europe. Was it true?

Google AI: 

"Based on my research, the claim in the Guardian article that Sweden had the second-highest gun violence rate in Europe in 2023 is substantiated by the available data.

​The Guardian article you cited, "How gang violence took hold of Sweden in five charts," states that based on United Nations Office on Drugs and Crime (UNODC) data, Sweden has the second-highest rate of gun-related deaths per capita among European countries with a population over one million, second only to Albania.

​My search of various sources, including reports from the Swedish National Council for Crime Prevention (Brå) and academic studies, corroborates this finding. These sources confirm that while most European countries have seen a decline in gun homicides, Sweden is an outlier with a significant and continuous increase since the mid-2000s. The violence is often concentrated among young men in criminal milieus, which sets Sweden apart from its neighbors. For example, a 2021 study found Sweden had the second-highest gun homicide rate among 22 surveyed European countries, and other sources note that Sweden's gun homicide rate is significantly higher than the European average."

Europe's Feudalism and Serfdom or Lords and Serfs : The Legacy of Slavery

You're right to connect the absence of feudalism in the European diaspora (Australia, Canada, U.S.A.) to their differing approach to residency registration. Here's how that connection plays out:

• Australia's Historical Context:
  • Australia's history is fundamentally different from that of continental Europe. It's a relatively young nation, primarily shaped by British colonization.
  • It did not experience the development of feudal systems that characterized much of medieval Europe.
  • Therefore, there was no historical precedent for a system of land-based control over populations. Hence it's citizens are not required to register with the police and government when men move to a different city, as do Europeans.
• Influence on Governance:
  • The absence of feudalism meant that Australia's governance developed along different lines, emphasizing individual freedoms and mobility.
  • This historical context has influenced the country's approach to record-keeping and population management.
  • Australia was settled as a colony, and the population has always been relatively mobile.
• Modern Governance:
  • Modern Australian governance focuses on administrative needs like electoral rolls, tax collection, and service delivery, which require address information.
  • However, these needs are met through specific agency requirements rather than a centralized residency registration system.

In essence, the lack of a feudal past has contributed to a culture and legal framework that prioritizes individual mobility and minimizes centralized control over where people live.

sat

https://www.quora.com/Which-is-better-1480-on-SAT-or-33-on-the-ACT-Superscore

https://www.princetonreview.com/college-advice/act-to-sat-conversion

Here's the breakdown of your ACT 32 score to equivalent SAT scores:

• New 1600-scale SAT: Approximately 1420-1440.
• Old 2400-scale SAT: Approximately 2080-2110.

magoosh.com/act/act-to-sat-score-conversion/

AI Solves the MacDonald-Cofnas Debate

Cofnas has meticulously denied MacDonald's theory that, as a Group Evolutionary Strategy, Jews (as pertaining to America but not as pertaining to Gaza/Palestine) have been social justice warriors (more than not) with regards to the Negro-civil-rights race issues of the last century and have been (more than not) for the increase of the political/vote power of the anti-white left-wing by opening immigration up to more non-whites. Cofnas maintains that Jewry's push (more than not) for the anti-white left-wing was owing to Jewry's high average IQ and had nothing to do with the biological phenomenon of Group Evolutionary Strategy (and Cofnas maintains that Jews also pushed in the opposite direction — also in a leading way because of their high average IQs). Cofnas says with the precision of the best of lawyers, “Because of their above-average intelligence and concentration in influential urban areas, Jews in recent history have been overrepresented in all major intellectual and political movements, including conservative movements, that were not overtly anti-Semitic.” (Emphasis mine of his famous caveat.) This statement by Cofnas means that the Cofnas critique depends upon "denying the political." —The caveat "anti-", that means, in other words, in all games that are not "game theoretic", that is to say, in all games that are not "zero-sum games" (in classic game theory all games were zero-sum) — that is to say, in all games that are not political. See Carl Schmitt's identity politics "friend-enemy distinction" (which is game theoretically "zero-sum") as the definition of "political". Schmitt points out that liberals "deny the political" or, in christian-speak, deny the political by loving their enemies — liberals famously "don't take their own side." The Cofnas critique had to use the typical double bind caveat of wokeness logic. What follows is my chat with Google AI (gemini.google.com), copied word-for-word.

Me: Is religion sometimes a Group Evolutionary Strategy? 
AI: "Yes, evolutionary theorists propose that religion can function as a Group Evolutionary Strategy. Here's the idea:

• Social creatures, strong survival: Humans are social creatures, and historically, our survival depended heavily on group cooperation.
• Religion and group cohesion: Religious beliefs and practices can create strong group cohesion. Shared rituals, morals, and a sense of purpose can bind people together and encourage them to cooperate for the benefit of the group.
• Benefits of cooperation: Stronger groups would have advantages in competition for resources, defense against threats, and raising offspring. This could lead to those groups with religions being more likely to survive and reproduce.

Here are some additional points to consider:

• Beyond conscious strategy: It's important to note that religious beliefs likely weren't consciously created as an evolutionary strategy. They may be a byproduct of our social nature that just happened to have survival benefits."

Me: If religion is sometimes a Group Evolutionary Strategy, then the religion of Judaism is sometimes a Group Evolutionary Strategy?
AI: "Yes, Judaism could be seen as an example of a religion that potentially functioned as a Group Evolutionary Strategy. Here's why:

• Strong group identity [loyalty, endogomy]: Judaism emphasizes a strong sense of shared history, tradition, and identity among its people.
• Emphasis on community: Jewish practices like shared holidays, dietary laws, and charitable giving all encourage cooperation and social cohesion within the group.
• Education and literacy: Judaism traditionally values education and literacy, which could have provided intellectual advantages for the group."

However, it's important to consider some critiques:

• Focus on cooperation: Judaism also emphasizes ethical behavior and social justice, not just group survival."

Me: So the theory that Judaism was sometimes partially a Group Evolutionary Strategy was right?
AI: "The theory that Judaism functioned partly as a Group Evolutionary Strategy (GES) is a complex one. Here's a breakdown:

• Potential for GES: Judaism's emphasis on community, shared traditions, and education could have fostered group cohesion and offered survival advantages, aligning with the idea of GES.
• Criticisms:
  • Oversimplification: This theory can downplay the rich history and spiritual core of Judaism.
  • Misuse: The GES concept has been misused by some to promote anti-Semitic views.
  • Focus: Judaism's core values extend beyond mere survival, encompassing ethics and social justice.

So, while some aspects of Judaism might align with the idea of a GES, it's not the whole picture. It's important to understand Judaism on its own terms and avoid using this theory for negative purposes."

Me: The "social justice" part could sometimes partially be a GES?
AI: "You raise an interesting point about 'social justice' within Judaism functioning as a Group Evolutionary Strategy (GES). Here's how to think about it:

Arguments for Social Justice as GES:

• Strength through Fairness: Practices like charity (tzedakah) and fair treatment of the vulnerable [...], leading to a stronger group.
• Reduced Conflict: Social justice principles could have minimized internal conflict within the Jewish community, allowing them to focus on external threats.

Arguments Against Social Justice as Sole Purpose:

• Moral and Ethical Core: Judaism emphasizes ethical behavior and social justice as core values, not just for survival.
• Long-Term Benefits: Social justice could also attract people to the group, increasing its size and potential for survival.

A More Nuanced View:

• Social justice may have been intertwined with other factors like religious belief and cultural practices.
• It's likely a combination of factors, not just social justice alone, that contributed to Jewish survival.

Overall:

While the 'social justice' aspect of Judaism might have offered some evolutionary benefits, it's difficult to say definitively that it was solely a GES tactic. It's more likely a complex interplay of religious beliefs, cultural practices, and a desire for a just society.

Here are some additional points to consider:

• The concept of social justice has evolved over time within Judaism.
• The effectiveness of social justice as a GES strategy would depend on the specific historical context.

It's important to remember that Judaism is a rich and diverse religion with a long history. Social justice is a core value, but it's just one piece of the puzzle."

Me: If "social justice" within Judaism was potentially functioning as a Group Evolutionary Strategy (GES), then the theory that Judaism is sometimes partially a GES is right?
AI: "Yes, under that specific lens, the theory that Judaism is sometimes partially a Group Evolutionary Strategy (GES) could be considered valid. Here's why:

• Social justice promoting group benefit: If, as discussed, social justice practices like charity and fair treatment [of Negros] helped [...] Jewish community, this would align with a GES. A strong, cohesive group would have advantages in survival.
• Not the sole factor: It's important to remember this is just one piece of the puzzle. Judaism's emphasis on shared traditions, education, and religious beliefs likely all played a role in group survival as well.

However, there are still some reasons for caution:

• Oversimplification: Attributing social justice solely to a survival strategy can downplay its deeper moral and ethical significance within Judaism.
• Misinterpretation: The GES concept has been misused to promote negative stereotypes about Judaism. It's crucial to recognize social justice as a core value.

[...]

In conclusion, while social justice within Judaism could be seen as partially aligning with a GES, it's not the whole story. It's a rich tradition with social justice as a core tenet, existing alongside other factors that contributed to the religion's survival and development."

Me: Do Jews pursue social justice [ex. for non-whites] because of their high average IQ?
AI: "No, there is no relationship between social justice and high average IQ. [But there was a relationship between Judaism's "social justice" core and GES.] While studies suggest Ashkenazi Jews may have a higher average IQ, focusing on IQ can be misleading."

This chat was all lifted word-for-word from a single chat with Google AI (the AI chat receipts: https://g.co/gemini/share/3696b14a7dd0). AI has spoken: "Yes, under that specific lens [social justice, ex. Negro-civil-rights], the theory that Judaism is sometimes partially a Group Evolutionary Strategy (GES) could be considered valid." Cofnas stands condemned.

"[i]f… the one tribe included a great number of courageous, sympathetic and faithful members, who were always ready to warn each other of danger, to aid and defend each other, this tribe would succeed better and conquer the other." —On the Origin of Species by Means of Natural Selection, or the Preservation of Favoured Races in the Struggle for Life, Charles Darwin

Multicultural US Murder Rate by Culture-of-offenders vs Ireland: Nearly Identical

The U.S. Murder Rate Question

"Gun violence" offenders are an enormous problem in the U.S.

As a diaspora European from "multicultural" U.S. now living permanently in (just newly Multikulti) Western Europe, forever the European locals raise the problem of U.S. gun deaths (murder) to me (in debate) and they need be always thoroughly convinced of their rightness that there can be no nuances in particular whatsoever concerning this problem. (—Dropping the truth-bomb “racist” on me after I say, “No, murders by white offenders in America [even with their enormous amount of gun ownership] is nearly the same rate as in Europe.”) Forcing me to finally just type out (thanks to the sourcing power of Gab.AI) the calculation solution particulars of the problem question for such indoctrinated European ideologues to ponder with every fibre of their universalistic being — at a glance . . .

The Final Solution of the U.S. Murder Rate Question

According to the Federal Bureau of Investigation's (FBI) Uniform Crime Reporting (UCR) Program, in 2020, the total estimated number of murders committed by "white" offenders was 3,511. (The U.S. Census and crime statistics defines "white" as including people "having origins in any of the original peoples of Europe, the Middle East or North Africa." This means people from the whole Middle East and even sometimes mulattoes, mestizos, and Siberia, besides Europe and "Hispanic Whites," are counted as White in police records and stats. —Thus the real rate of real whites perpetrating “gun violence” is actually even much lower.)

What rate would that be?

To calculate the rate of murders by "white" offenders, we need to use the total U.S. (white) population as the denominator. In 2020, the estimated white population of the U.S. was approximately 253,053,000 people. To express the murder rate as a percentage, we would use the following formula:

(Number of murders by white offenders ÷ US "white" population)  × 100

(3,511 ÷ 253,053,000) × 100 = 0.0139

So, in 2020 the murder rate by "white" offenders was approximately 1.39 per 100,000 people.

a U.S. "white" gun violence offender statistic

"white" according to the U.S. census.

(Thus America is nowhere near 59 percent “Non-Hispanic whites”. And it is reported that only 44 percent of Americans under age 5 are “whites” — but it is nowhere near that much. So, 45 percent white/blanco Brazil is now a whiter county than the US.)

In 2020, the murder rate in Ireland was 1.2 per 100,000 inhabitants, according to the Central Statistics Office of Ireland. (And 82 percent of the "Irish" population was "white-only" in 2020.)

Similarly to the (entire) US murders by "white" offenders rate in 2020, the murder rate in (86 percent "white-only") New Hampshire was 1.3 per 100,000 inhabitants, according to the Federal Bureau of Investigation (FBI) Uniform Crime Reporting (UCR) Program.

Note:

— Some 91 percent of gun deaths in New Hampshire are suicide. With the next two spots being cops firing and accidental discharges (hunting).

— Some 26 percent of U.S. "households" own guns. This ranks third highest in the world. Finland and Switzerland being the highest. . . . The leading cause of gun deaths in Finland and Switzerland is also (like 86 percent "white-only" New Hampshire) nearly entirely suicide. . . . In 2020, after Vermont, the states with the next highest percentage of "white-only" population were Maine (90 percent), New Hampshire (86 percent), and West Virginia (89 percent), according to the U.S. Census Bureau.

liberal (capitalist) corporate media — the establishment

Conclusion 

The US's stats and rates are multi-cultural, not mono-cultural. (—Every culture in multi-cultural US is different as for rates.) So they can only be rationally discussed (compared) in that way (in context).

critical thinking means particularistic thinking

Liberal Mindset Fun-fact:

Throughout modern history Sweden has always had the strictest gun control laws in the Western world (and, pre non-European "mass-migration", the lowest "gun violence" rates). As of 2023 Sweden (still with the strictest of gun control laws/bans in the world) now has "the highest 'gun violence' rate in Europe," as reported in the Swedish news. . . .Elsewhere, France's prison population is estimated to be 70% musulman (the majority of négros being Christian).

Footnotes

1. For the help of readers in Western Europe: "whites" (or blancos in the Spanish-speaking world) is simply a slang word (not used in scientific papers) used in some government documents (and informal talk) to ecumenically refer to diaspora Europeans and autochthonous Europeans.

2. 

   more multicultural stats

3. liberal: ethno-masochism, Christian universalism, capitalism

Warren Buffett

Random Walk:  

AI prompt:  

"Because of Louis Bachelier's 'random walk theory' of price movements of stocks in a stock-market -- in more efficient markets 'prices are random' (similar to the unpredictable movements of a particle undergoing Brownian motion / random motion in a fluid), price changes are random (stochastic) and independent of each other -- it means that if you 'buy-and-sell', in the short-term, and keep doing this, you will lose money in the long-term (you can't make money short-term 'trading', in the long-run); but if you buy-and-hold, in the long-term you can win in 'random walk' prices stock-markets. Bachelier: embrace uncertainty (with mathematical probability). ...Bachelier's phrase 'The mathematical expectation of the speculator is zero' is a central concept in financial theory, in markets. It means that, mathematically, in the long-run, a speculator (short-term trader) cannot expect to make a profit; and long-term traders can, mathematically, expect to make a profit (growing market, dividends, 'retained earnings' (compounding))."  ...---So, Bachelier's theory is rooted in a specific type of zero-sumness (Speculation as a Zero-Sum Game--where every winner trade has a loser trade, and up and down is random), but with a crucial "positive-sum" layer for long-term holders.

Warren Buffett likes to say that the first rule of investing is “Don’t lose money,” and the second rule is, “Never forget the first rule.”

Avoiding loss [because of randomness, short-term] should be the primary goal of every investor. This does not mean that investors should never incur the risk of any loss at all. Rather “don’t lose money” means that over several years an investment portfolio should not be exposed to appreciable loss of principal.

It can be hard to concentrate on potential losses while others are greedily reaching for gains and your broker is on the phone offering shares in the latest “hot” initial public offering. Yet the avoidance of loss is the surest way to ensure a profitable outcome. 

snowballing: the key is how big of a hill (time). AI prompt: "The snowball effect in investing. The hill is time. The longer the hill, means more exponential compounding, yes? Explain... "

Buffett nugget: "It's far better to buy a wonderful company at a fair price than a fair company at a wonderful price."

Gross Profit Margin 20% is commodity.  GPM 40% has durable competitive advantage.

youtu.be/ywCFac5Gch0

Buffett’s admonition that the stock market is a device used to transfer wealth from the impatient to patient ones.

"One of the most persuasive tests of high-quality is an uninterrupted record of dividend payments going back over many years. We think that a record of continuous dividend payments for the last 20 years or more is an important plus factor in the company’s quality rating.” --Ben Graham, The Intelligent Investor

X0M : 3.80 / 60.21 = 0.06311 (YOC)

ROE = Net Profit (from continuing operations) ÷ Shareholders' Equity

ROE overstated by debt:  simplywall.st/stocks/us/telecom/nyse-vz/verizon-communications/news/should-we-be-delighted-with-verizon-communications-incs-nyse/amp

ROE takes into account the amount of debt a company has on its balance sheet. The higher the debt levels, the higher the ROE will be, as long as the company is still profitable.

Return on Equity = Net Profit (from continuing operations) ÷ Shareholders' Equity
So, based on the above formula, the ROE for OXY is:
19% = US$5.4b ÷ US$29b (Based on the trailing twelve months to September 2023).
The 'return' is the yearly Profit. So, this means that for every $1 of its shareholder's investments, the company generates a profit of $0.19.

*  wealthyeducation.com/net-profit-margin-ratio/

------------------------

caveat: But on the other hand, we'd be far less excited to learn profit (but not EPS) was improving. For that reason, you could say that EPS is more important that net income in the long run, assuming the goal is to assess whether a company's share price might grow.

------

In stock investing, a company with low capital intensity is one that doesn't need a lot of money upfront to generate sales. They typically have lower levels of fixed assets, like factories and equipment, compared to their revenue. This is opposite to capital-intensive businesses, which require significant investment in property, plant, and equipment (PP&E) to function.

Here's a breakdown of why low capital intensity can be attractive for investors:

• Higher returns on invested capital: Since less money is tied up in assets, a low capital intensity company can potentially earn a higher return on the capital they do have.
• Faster growth: Because they don't need constant big investments in equipment, low capital intensity companies can potentially reinvest more profits back into the business, which can fuel faster growth.
• Lower risk: They are generally less vulnerable to economic downturns. During recessions, demand for goods and services often falls, making it harder for capital-intensive businesses to justify the high cost of maintaining their assets.

Here are some examples of industries with low capital intensity:

• Technology companies

Here are some resources you can refer to for further reading:

• Why Growth Capital Investors Prefer Lower Capex Businesses: [Why growth capital investors prefer lower capex businesses . 
  
  -------
• https://google.com/search?q=s%26p+500+PE+ratio&oq=s%26p+500+PE+ratio  --Howard Marx said a good time to buy is below 23

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The Calculation

To compare a tax-exempt yield to a taxable yield, you use the following formula:

$\text{Tax-Equivalent Yield}=\frac{\text{Municipal Bond Yield}}{1-\text{Your Marginal Tax Rate}}$

Example Scenario

If a municipal bond ETF has a yield of 3.50% and an investor falls into the 32% federal tax bracket, the math works as follows:

$\text{TEY}=\frac{0.035}{1-0.32}=\frac{0.035}{0.68}\approx 5.15\%$

In this case, a traditional taxable bond or high-yield savings account would need to offer a yield of 5.15% to equal the take-home return of the 3.50% municipal fund.

Why do Indians talk on-the-phone so much?

"I think this can be explained by taking a look at Indian culture. The automatic concern for strangers that western culture has, is lacking in Indian culture. There is only an obligation to your family and friends, not to strangers. They're talking loudly on the phone on the train because they literally 'DON'T CARE' about the comfort of the other passengers.

If you come to India, you will see this utter disregard for public places in it's glorious entirety. Spitting, littering, even peeing and shitting in public places is common. It's a culture of disrespecting public places and it's not about to change once they get to a foreign country. They don't know that they're doing anything offensive. If you politely request them to lower the volume, they might do it temporarily. But, in the long run, we are used to criticism and rather immune to it by now.." --Indian woman, quora.com/Why-do-Indian-people-who-take-the-Caltrain-talk-on-the-phone-so-much

https://morningsidepost.com/articles/2024/11/6/diplomessy-4-a-game-theory-guide-to-finding-out-your-classmates-grades?format=amp

Compute

• a) my black Kraków pants were EU XL. So next time get EU XXL. 

  b) AliExpress khaki pants were size38 which was much too small. So absolute minimum size40 or 5/XXXXXL!

• 
  
• 5amp cord for my 45wcharger. tab9 can't get a charger over45W.
• https://domaincontact.cloudflareregistrar.com/programmabilities.com
  
• online-convert.com , onlineocr.net  , savefrom.net
• 
  
• seoneurons.com

• 
  

• 
  
• manychat.com      make.com/en

C: > Users > Owner > My Documents > Visual Studio 2010 > WebSites > WebSite1    ...

Diet

apteka: Teg400  16boxes 8at a time. can't order em - so pop in again. Because prescription is active for discount in the system, 6zl (16zlwithout).

Ozympic cheapest at 400zl. 1 shot. show dr Ozympic article about blood pressure so discount?   https://g.co/gemini/share/7cd3a4b6e    104 pl Ozympic price, 100€

D 90 Sucor or Samson

AOE, Zinc, Melitonin 4, C-tabs, Magnesium-tabs, D-jell, Fish-jell, Garlic-jelly

https://www.cota.com.au/top-10-vitamins-for-people-over-50/

https://honehealth.com/edge/lifestyle/culture/celebrity/sam-altman-anti-aging-metformin-diet-sleep/

"There was a theory, increasingly well supported, that eating is what killed you. They found that rats on extremely restricted diets, rats who ate very few calories, lived impressively long. They saw the same results with other animals, up to and including chimpanzees. They suspected, but could not prove, the same was true of humans. Every little bite of food was another step towards death."

Read more: digitaljournal.com/article/341150#ixzz2Htq0xcah

barrons.com/articles/why-edward-thorp-only-owns-berkshire-hathaway-1521547200

ketones via low-carb diet (for example: meat or fish with salad, but no sugar, grains, rice, starchy vegetables)

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And those over 70 who walk an average of 4,500 steps a day have a risk that is 77% lower than those who walk less than 2,000 steps a day. 

The study was quite limited. It covered 452 participants who wore step counters for three or more days, for 10 or more hours, and then did follow-ups over the next 3.5 years. The average step count per day was 3,500. Some 7.5% had a heart attack or stroke or got heart disease. But among those who took fewer than 2,000 steps per day, that figure was 12%.

Among those who walked about 4,500 steps a day, that was just 3.5%.

The average age of the participants was 78, some 59% were women, and 20% were Black.

The study adds to the growing evidence that exercise, even just walking, are powerful at keeping us younger and healthier.

What gets measured gets managed, as they say, which is why the simplest takeaway from the study is to buy a step counter, wear it every day, and keep track of how much you move around. And just try to get the numbers up.

I programmed my cheapo step counter with a daily steps target of 10,000, and it buzzes and alerts me on days I hit it. If I make it to my 70s maybe I’ll cut that to 5,000.

-----------------------

-----med-----

[email protected] , panaceya.com.ua  illya english?

seborrheic dermatitis

Face and body treatments

If you have seborrheic dermatitis on your face or body, there are different treatment options:

Topical antifungal products: These help fight fungus. Common options include clotrimazole and ketoconazole.

Topical corticosteroids: These reduce swelling and discoloration. Hydrocortisone is a common option.

Topical calcineurin inhibitors: This is another treatment if corticosteroids aren’t right for you. You might try pimecrolimus cream or tacrolimus ointment.

Antifungal medicines: You can take these pills by mouth to reduce symptoms. Examples include itraconazole, fluconazole and terbinafine.

Seborrheic dermatitis (SD) is a common papulosquamous skin disease occurring predominantly in infancy and middle age, exhibiting distinct variations across

Between 30 and 60 years of age.

Certain medical conditions can also increase people’s risk of developing seborrheic dermatitis, including:      Psoriasis, Rosacea,Parkinson’s,Epilepsy,Depression, Eating disorders, Stroke or heart attack.

If symptoms persist for longer than two weeks, you should consider talking to a healthcare provider about treatment options. Most adults with this condition will need a treatment plan to manage symptoms. Treatments for this skin condition are aimed at removing scales, reducing itch and calming the inflammation that’s causing redness and swelling. Dermatologists usually begin treating mild cases with a topical antifungal cream or medicated shampoo, such as a prescription anti-fungal shampoo or over-the-counter dandruff products.

Depending on the severity of your case, you might be able to treat this form of eczema by eliminating triggering products or soaps. If it appears on your scalp, this could mean swapping your shampoo for a medicated version that your dermatologist recommends or an over-the-counter dandruff shampoo. Some shampoos might not work for people with skin of color with tightly coiled hair because they are too drying.

If the hairline is affected, consider a dandruff shampoo and hair products designed for sensitive skin. Some of the best nonprescription dandruff shampoos include those with.

Neurological and psychiatric diseases: Parkinson’s disease, tardive dyskinesia, depression, epilepsy, facial nerve palsy, spinal cord injury, and congenital disorders such as Down syndrome

Use of neuroleptic medications

Winter flares, improving in summer following sun exposure

consequences:

Secondary bacterial or fungal infection

--------

https://en.wikipedia.org/wiki/Seborrheic_keratosis

Seborrheic keratoses often appear on a person’s chest, arms, back, or other areas. They’re very common in people older than age 50, but younger adults can get them as well. With age, more and more people get one or more of these growths. 

-------------

sinusitis 

Rentier

• Trump-tax-bill capital gains deductions: 48350+15750=64100 in 2025. [65550 in 2026, plus 2000 when 65.]

• While tax-rates are low, sell 300 shares of XOM every year! 'Til 2031. --Gain-harvesting (Trumpian lower tax-rates & reducing my purcase basis.)

• 1.)  irscalculators.com/tax-calculator                        [ 2025: upto 64000 > $98 ]
  2.)  moneychimp.com/features/tax_calculator.htm [ 2025: upto 64000 > $98 ]
  3.) 
  4.)  calculate.net/tax-calculator.html?...                     [ 2025: upto 64400 > $79 ]   
• smartasset.com/investing/capital-gains-tax-calculator#O3a5AbUB9S
  "dividend income is subject to taxes if the income is from a U.S. company."
• 
  
• investinganswers.com/calculators/yield/Yield-Cost-Calculator-2690 , eitcoutreach.org/help/single-no-children 8240 = EIC506
• salaryaftertax.com/us/salary-calculator#results 
  
• 📈  "to know how many years ... to double ... investment with a compounded rate of 5%, divide 72 by the rate. ... ex., it would take 14.4 years. (72÷5%=14.4 years)."
  ⚡: 40,000inc/0.04yld=1,000,000 --"the 4% rule" says 1M is needed to yield 40K income per year. 

• 60000[needed]*25=1,500,000 is "how much you need" says Buffet. (based on 4% withdrawal).

• Conclusion: XOM average dividend growth 5%. So 2K per year.
• ⚡: $55,000 ÷ by 2080 hrs in a yr on an 8-hr full-time job 5 days a wk = $26.44 per hr. (gross & net, but with no Social Security credits!)
• calculatorsoup.com/calculators/financial/compound-interest-calculator.php?given_data=find_A&P=100%2C000.00&R=11&n=1&t=23&given_data_last=find_A&action=solve
• in2013dollars.com/us/inflation/1990?amount=1000000
• taxfoundation.org/data/all/eu/capital-gains-tax-rates-europe
• talent.com/tax-calculator?salary=55000&from=year&region=Florida
• investopedia.com/terms/s/stepupinbasis.asp
• 
  

---

rue.ee/blog/lowest-taxes-in-europe/

Europa Travel

• Nix Lublijana & Zagreb (--high May prices ; whereas, Budapest & Belgrade are rock-bottom).
•  France:  politico.eu/article/france-wants-to-end-free-health-care-for-foreign-pensioners/
  
• Amsterdam:  January February cheapest 
• POLAND :
• Kraków :  KrakówBigGroups:January15-Febuary-March17. ....All DecemberSaturdays high ChristmasMarkets hostel prices!
•  krakow.travel/en/22749-krakow-crypt-of-the-poet-prophets
•   
• High season (June–August) is festivals, long daylight, so busy during July & August. thus June-July-August-October1. but still cheapest in Kraków. ...All January&February student-groups shut down allSmart/Das (thus all full)! Never live in Krakow hostel in all January/February! (Brno Leipzig Gdansk would be the same price those 2months!)
• > Orange 100zl pac will last 6-months. / T-Mobile 3-months (or unlimited monthly FLEX), ) 
  Rx e-recept's expire 1 year! 
  =======
  Lux :  krakow-info.com/consul.htm krakow.pl/english/instcbi/41832,inst,13636,1581,instcbi.html
  Jagiellenicu Uni bibliticka with no card. Dom Technika :  student cafe like Koko . & Borde cafe across from Koko. & Zak cafe next to Jag biblitiecka.
• Sucha: 25 swim 1hour, sauna 35

  Casha everyday from 9-2 except Thursday., Dima304

  rm322 paid 196zl. teus to teus, 7days. (Checkout Tuesday at any hour)

  531378522 (kasha email??)

  Never buy "Sucha Besk. Zamek" (castle) ticket 12zl!!! Buy "Sucha Beskidzka" for 15zl.   (No trains from Sucha to Katowice!)

• M-F 1-3/4 cafeteria with ticket. 

  hostel is full in summer says Dima 

• Warsaw : 
  uw.edu.pl/practical-information-for-visitors/before-you-arrive/visa-and-residence-permit/
  
  from Rzesow to Warsaw goes straight to Warsaw. But Przemysl goes to Kraków first on way to Warsaw!
  bibliteka PC pw: 375285.
  Centralna train-station street :   catch city bus 127,158,517 to main/center bus-station "Zachodni". [buses are cheaper than trains.]
• Przemysl : PTSMPrzemysł no heat until mid-late/November, rm1nolocker, rm2lockers, but fl2 is bestrooms&beds.
  [list Poland PTTK hostels :  pttk.pl/baza-noclegowa.html#.YU2r1aQwiUk ]
  yellow-bibliteka Teus-Fri 10-17:00, Sat 10-15:00, Sun-Mon closed)
  przemysl.pttk.pl :  if I buy 2 weeks the price is (-10%). No other discount cards or clubs.
  kawiarenki.internetowe.studentnews.pl/serwis.php?s=1866&pok=45126&c1=9&c1m=47
  all international buses & trains are from Kraków. No international transports from Przemysl! 
  en.noclegi-online.pl/accommodation/przemysl
  visit.przemysl.pl/en/88-przemysl-guest-rooms-aquarium / visit.przemysl.pl/en/90-przemysl-guest-rooms-jantar-mieczyslaw-naroznowski migrant.info.pl .
  Barman said they get flats here :  ogloszenia.przemysl.pl >>> translate.google.com/translate?sl=auto&tl=en&js=y&prev=_t&hl=en&ie=UTF-8&u=http%3A%2F%2Fwww.ogloszenia.przemysl.pl%2Fmieszkania.nieruchomosci&edit-text= 4 room 50,000$ flat in center.
  The rented room facing San river. The farthest door to the right of building 7 - push bell#3. Her no-English-old-woman-owner number : 880677143.
  {FYI : PTSM  hostel that kicked em out. Dominika.} 
• Wroclaw :   Bus106 to Wroclaw airport. Wroclaw tram31/32 to Citi.
• BALTIC :  
  • Vilnius
    Turku library un :  *r*c.*b*l pw : *b*l. National un :  2455477 pw :  @9P
    departs from central bus station @squareMoscovska.           25hourshostel.lt     0001#   WiFi 25hhgues 
    • Jamaika :  rm3.9 10bed beds10,9
    • Mikalo :  Gate code :  5354
    • Pogo : code 2583  
  • Riga : flats : ss.lv
    kopkatalogs.lv/F/YX93M924IAKX2C14RPNDH18LDNDU127IMK9JLIRDUBLGINELE6-14641?func=LOGIN-PAGE --my parole 243277 (--my pw for Nat Bibli)
    RigaHostel @ train-station is where i lived at 8€. they also own the good CentralHostel which is farther away. aslo has PC.
    Airy hostel Raymond says private room he can get me in oldcenter 300€
    --
    on that Brivibas street, past the city bibliteka, there is a poliklink [Riga 1st hospital 1slimnica.lv/en ] next to the Theater building where i could go when i am sick or get emergency dental work done. Also next to it is "the Airyhostel ua girl's female dentist : Kristine kvedere at Ineses Stipnieces. clinc: 25524224. address: "Maiznicas iela 12"." --But they want a 3 week notice. Also there is a man dentist next to her that also wants a 3 week notice. ..... .... ...SO i took the bus 3 more stops, Brivibas 230, stop TEF-- denta.lv ([email protected], +37120289287, Dr. Inna Putne) want 200€ for a root canal.
    
  • Tallin :
    16eur.ee hostel / oldtownMunkenhof. 11eu. 210€ per month. very good beds. [email protected] Munga 4
    Siim @FatMargaret says can only live in dorm for less than 1 month. private-room is 600€ only in non summer. bed2 room 210 "mixed-dorm" (no web) is biggest. (208 "mens-dorm" is small) ...Sometimes beds are not listed on app.
    oldhouse.ee lived here 2 days for 10€. No bunks, crowded. 320€1month. Uus ul. 26
    
• PRAGUE :  Fio Banka, germanboy said no monthly fees, 6% interest but only in ckn.
  DowntownHostel : 11-bed on flr1 is best of ALL! I paid 304+50czk on Sunday website. (deskgirl said all shops use own exchange rate if in €. A 2€ more ripoff!)
  JoyHostel :  buiding A 4bed is best. Cheapest to pay €! ...Building-B 3rd-fl 4bed sucks!!! Beds are side by side. ..I paid 14€ / 350.
  Sleep&Go :  4bed rm10b no WiFi/heat. Also room 9b--but more privacy.
  ===== to PraguePlus:
  42czk CASH buy @ticketmachine in metro.
  from Paladium tram8,26
  or trainstation tram26

• Safestay (EquityPoint)  205 8bed sux,  SAFESTAYFIFTEEN 6bed 403bed3 is best!    .... TravelJoy12BK,  SafestayPragueCharlesBridge13BK,  Ahoy16BK, Sleep&Go17, Homer18BK, P&HostelDowntown18BK,OnefamOldtown19site

• Joy&Travel is 25€ on weekends now in dead of winter, always! so never go to Prague again on weekends. Kazakhstanboy pays 1000€ for 2room, and that's a cheap one.
• BRNO :  Hostel-11 go for only a 6 bed!!! fl3 was good. rm31.    long term rate -10% if 7days,       RegioJet cheaper to Katowice.
• BRATISLAVA :  FlixBus to Brataslava is cheaper and quicker than to Wroklaw. 
  Katowice > Bratislava is 4.5h ... Bratislava > Budapest is 2.7h
• SAFESTAYFIFTEEN SafestayBratislava 14dayLimit.
• Portio 7daylimit(maybe10) then out for several months. 
• Waltz 3rd floor shower all windows always open. so aim for floor 2. ask how many daylimit.
• BUDAPEST:  Tram 6/4 to Rakoczi-ter then Metro4 to busstationKelefold. (Tram 1/2 go directly to Kelenfold.)
• LUBLIJANA :
• DE :  Leipzig : 202, even winter the weekends double 
• Luxembourg: https://justarrived.lu/en/generalites-luxembourg/communes-villes-villages/
• LVIV :   Novodent cosmotologist that Viki uses. big bogmonits dermo/Lazer 
• bus.com.ua/cgi-bin/bus-order?b=469000&r=1002
• Magus to "Western" bus station : bigyellowbus84.
•   165uaShegeni      
• bus.com.ua/cgi-bin/bus-order?b=469000&r=1002
  Magus to "Western" bus station : trams 184A,28,52 (&mashuska 14).
  Magus to vokzal tram1,6,4 --25ua ....or bus 29.                

====== Western bus station is 200grivna to Shegeni-- from Vogzal/Magus mashuka 52,28,84A. or tram1,6,4 at 25grivna. =======

• Parodent's Dr V : 
  couple bottom emax vineers. emax (porcelain/ceramic) overlays back--almost all my teeth. Top front are (Zirconium) crowns.
  My infected back crown price in 6 months? 6000.
  A new crown price? 6000. ...Repairs? --No.
  A new overlay price? 6000. A new veneer price? 6000.
  USABib : Mon-Thurs 9-18:00 , Friday @10. OR Monday, Tuesday 10:00-18:00 / Wednesday, Thursday, Friday 10:00 -20:00 / Saturday
  Closed / Sunday 10 00-18 00 :  bibliotekanarynku.com ... WindowOnAmerica closed Sat & Monday!
  
  Science Bibliteka : open @3., Monestary Bibli :
  verified : ALL biblitekas are closed SATURDAY, except Mediatek
  15:00 PzHata Englishclub. Here is where I got the key fixed on my PC: notebook.lviv.ua
  Emir-Paki said he uses the "Polyclinic" in Lviv for free. even before he had visa & passport. Had blood checked.
  
  MisterHostel-Alexandra dentist :  Brulova6ul. saidnotdentist 0322613437
  c.) call the fem dentist from ArtHostel woman. ArtHstl dentist +380677600788 Ira , Shevchinsky district. en.
  d.) perlyna-clinic.com.ua : 500+80+70rubber ...3-7M-F. restoration 700front800big. ... this dude wanted 10000 for my front crown!
  lvivtoday.com.ua/listings/medical-care/st-paraskeva-medical-center > medcenter.lviv.ua/ua     
• >>>Lviv bus-station at Lviv train-station:  ewe.pl.ua

MINSK :

3months in 180, must leave after30days, ask.  

Vilnius: Eurolines WiFi. Econlines badWiFi 65Euros. 3hrs to Minsk. Ask for hostel address.  

600euros

 Minsk bus station near train station. 20min walk to center..

 9euros. 6bed,  Hostel Urban Minsk. 

   small kitchen.   downstairs coffees shop can, free gym upstairs..  

+375293817000

@urban_hostel

hotel.tutu

At 20:30, Lido discount 30% off. take home.

should i bring EUR?????? ATM blocked????? whatsapp blocked, Which SIM MTC, supermarket?

122.

Nemiga

hostel must write registration doc before you leave!

Which kasa?

flr 1 Belarus bank near MinskHotel 24 h kasa

bring rusky rubles from Vilnius?

ALBANIA: train: Katowice>Brno>Bratislava>Budapest>Belgrade>Bar>Podgorica

Sarandë: "June thru September is high season. ...Cash is king, many no card shops."

warmest average January temperature is Sarandë. ...Durrës and Vlorë are also warm compared to inland Tirana.

ATMs always charge a (usually flat) fee of at least 500LEK/€5, which sucks. You can pay with Euro or LEK interchangeably, which is nice if you're coming from  Europe.

Also, ATMs always charge a (usually flat) fee of at least 500 LEK (€ 5), which sucks. You can pay with Euro or LEK interchangeably, which is nice if you're coming from a European country.

For sure exchange is the cheapest way. As you said ATMs charge like 5 euro per withdrawal. Iliria98 has the best exchange rates and has multiple points in the city. Skip the one at the airport. Exchange points at the airport have less favorable rates.

Bring UK cash, and use your revolut card to pay for almost everything. Card usage is widespread. But occasionally you will need cash.

MIAMI : 

•  "Wynwood & Brickell (the center) are dangerous." 
  
• July-September rainy season peak.      ...If you want to avoid the tourists and the part-timers, come in off-season, which is May through October.  This is when you'll find less crowd and better hotel rates. 
• KennedyCauseway > extreme groidville. Don't KennedyCauseway 79bus to Walmart ever again!  ...take bus100 or Collins Express to far north, Aventura.
  
• "Collins Express" trolly continues going to the extreme north (maybe to 88th st)
• 101 to Eddie's house is "a Broward bus" only 5$cash. 01 is "a MiamiDade bus".   --buses start at 5
  
• roadsnacks.net/whitest-cities-in-new-hampshire
• Prius life :  caramaps.com  The county where the largest portion of the pop. identified themselves as “White alone” is Citrus County, at 87.5%. The next four were Holmes, Sumter, Nassau, and Gilchrist counties.

• Generally, there are two windows for the cheapest time to visit Miami Beach:

  • Late April to Early May: This shoulder season falls right between the peak tourist season of winter and the busy summer months. You'll find lower hotel rates and smaller crowds during this time.
    

  • Late August to Early September: After the summer crowds have thinned and kids are back in school, snag deals on  in late August and early September.  this coincides with the tail end of hurricane season (June to Oct) so there's a chance of rain showers.

  • Freehand manager said, "August hotter than July, but August&July are equally the cheapest. But in September prices go up!" In Eric's experience/watch, July1 - September25 was cheapest.

London Gatwick:      

Oslo: January-February-March cheapest Ankara hostel 

train Vy train to Oslo Luftal : "Eidsvoll track 11" 124NOK  

city Oslo S to Oslo int airport G.... 124NOK:    https://www.vy.no/en/see-travel-suggestions?from=Oslo bussterminal&to=Oslo lufthavn (Gardermoen)&fromDateTime=2024-07-03T20%3A00%3A51.000Z&fromExternalId=NSR%3ANSR%3AStopPlace%3A58293%2CSILVER_RAIL%3A100%3A76%2CRESROBOT%3A760090001&toExternalId=NSR%3ANSR%3AStopPlace%3A58211%2CSILVER_RAIL%3A220%3A76&passengers=W3siaWQiOjAsImFnZSI6bnVsbCwiZGlzY291bnRzIjpbXSwiY2F0ZWdvcnkiOiJBZHVsdCIsIm5hbWUiOiJBZHVsdCJ9XQ%3D%3D&addons=W3sidHlwZSI6ImJpY3ljbGUiLCJudW1iZXJUb0J1eSI6MH0seyJ0eXBlIjoibGFyZ2VfYW5pbWFsIiwibnVtYmVyVG9CdXkiOjB9LHsidHlwZSI6InNtYWxsX2FuaW1hbCIsIm51bWJlclRvQnV5IjowfSx7InR5cGUiOiJzdHJvbGxlciIsIm51bWJlclRvQnV5IjowfSx7InR5cGUiOiJ3aGVlbGNoYWlyIiwibnVtYmVyVG9CdXkiOjB9XQ%3D%3D&fromPosition=59.911318,10.759488&toPosition=60.193361,11.097887

  rome2rio.com/map/Oslo-Sandefjord-Airport-TRF/Oslo-Airport-Station

reddit.com/r/oslo/comments/1437dkj/can_i_sleep_at_oslo_airport/

MEXICO:    

dont take the foreign bank suggested conversion (specifically in mx).

debit ATM withdrawal is best rate.

To minimize this loss, you should ALWAYS DECLINE the ATM’s exchange rate when it shows you a conversion. Then, the exchange rate will be charged by your bank, which is normally much cheaper than the ATM exchange rate in Mexico.

Using ATMs in MexicoThe withdrawal limits at Mexican ATMs vary between 6,000 to 9,000 Mexican pesos per day. Several banks in Mexico are known for being more accommodating to international cardholders, including Santander, Intercam, Banorte, Inbursa, and Banco del Bajío.

• Cash advances: If you have a credit card, you may be able to receive a cash advance from a bank or financial institution. However, this is not recommended since fees can be high. Only use it when necessary.

------------------

PuertoVallarta has multiple low seasons, including September to November and May and June:

• September to November

  Some say this is the best time to experience Puerto Vallarta like a local. During this time, the beaches are less crowded, and you can enjoy warm temperatures, refreshing showers, and friendlier prices. You can also explore tourist attractions at your own pace.
• May and June

  June is the end of the busy tourist season, so you can explore the town at your leisure and visit the beaches without the crowds. You can also find great flight and hotel deals. 

Other seasons in Puerto Vallarta include:

• High season: December to April
• Shoulder season: July and August
• January: Expensive, but has great weather
• February: Peak whale-watching season
• March: Marks the beginning of spring break
• April: Crowds and high prices
• October: Still hot, but less rainy
• November: Welcomes Día de Muertos 

The base salary for a waiter or waitress is about 90 pesos per day.

Bus fare is up to 10.5 pesos each way, I believe.

Vallarta is cheaper than just about anywhere north of the border... but where pesos are pesos, it’s definitely not cheap. 

The coolest months in Mexico are generally December, January, and February. However, the temperature can still vary significantly depending on the region. For example, coastal areas may remain warm even during these months.

 hottest part of day Mexico is typically between 2–4 PM, when temperatures reach their peak. This is because the Earth absorbs more heat than it loses to the atmosphere during this time. 

Unidus 10 Pesos at OXXO, Cheraui WiFi: eric. zip: 63635.

"July August hottest", but September-October19 was also too hot for me. --It rains nonstop every day from 1pm to 4am. no gringos in city. then all of a sudden, starting on one day, on Occtober 19, the whole city fills to the brim with old gringos and it never ever rains anymore and the days are much cooler. but by November 13 the hostel prices rise beyond Cancun's.

Cancun

Cancun's high season typically stretches from mid-December until the end of March. This is when the weather is at its most pleasant, with sunny days and warm temperatures. However, this also means that it's the most crowded and expensive time to visit.  ... November 23 price at NomadsPartyHostel went up.--Slow season starts in May.

conclusion: Rx 628 plus 5% Walmart discount membership card is best deal.

Guadalupe Teg610

https://www.walmart.com.mx/ip/vitaminas-y-suplementos/vitaminas-now-selenio-200mcg-90-capsulas-now-selenio-200mcg/00079999409343

WLMRT Costco then Ahhoro ciento c-10 or GNS

=========

610    https://www.farmaciasguadalajara.com/salud-es/sistema-nervioso-es/tegretol-lc-200-mg-50-tabletas-998311

569   https://www.sams.com.mx/medicamentos-y-tratamientos/tegretol-lc-200-mg-con-50-tabletas/000166850?bvuserToken=7a899aebb1a9827a715226944ea7b8c73e78d1bea6024467aca535ce2197d369646174653d323032342d30392d313826656d61696c616464726573733d70726f6772616d6d6162696c6974696573253430676d61696c2e636f6d267573657269643d3134303639373630343538

“Que tal raza” what a breed

"Estan they mejorando la raza." "para to mejorar la raza" the motto of the Mexica 

"para mejorar la raza"

café de olla, which is often flavored with cinnamon and brown sugar

https://www.mexperience.com/time-limits-on-mexico-visitor-and-residency-visas/

https://www.cancunairport.com/new-tourist-card-information.html

----

ATMs: 

1. Inbursa - 22.04 pesos

2. BanBajio - 23.20 pesos

3. Banca Mifel - 26.68 pesos

4. BanCoppel - 29 pesos

5. CitiBanamex - 30.74 pesos    is best bank to withdraw money in Mexico as it has the lowest fees of the biggest banks in Mexico and is much more common than the ones listed above, with the lower fees.

6. Banco Azteca - 34.80 pesos

7. Santander - 34.80 pesos   Someone sent a message on Disqus below that the Santander fee is now (May 2024) 78 pesos. Double-check before you hit the 'accept' button.

8. HSBC - 35.84 pesos

9. Banorte - 58.00 pesos 10. Multiva - 67.28 pesos 11. Banregio - 81.20 pesos 12. BBVA - 174 pesos

Tips for using the ATM in Mexico

ATMs /Cajero Automático.

Location: Always use the ATM that is at the bank. Card skimmers can be added to the ATM that steal your details and PIN. ATMs at the bank are checked by bank staff more regularly than stand-alone ATMs at your local convenience store.

Common sense: It goes without saying but do not use ATMs at night.

Timing: Try to avoid using the ATM on a weekend, on a Friday night or after payday and equally, not on a Morning morning. ATMs might have run out of cash.

Decline Conversion: Some ATMs offer an in-bank conversion. This is a rip-off. Always decline the conversion. The transaction won't be cancelled. I accepted the conversion once and it cost me £10.

 Always decline their conversion rate, save yourself some money and hit decline. The withdrawal will still process if you decline their conversion rate it just saves you cash.

I have tested a few ATMs today (CDMX, Sanborn Palmas area).

If I ask for 5000 pesos, the fees today are:

Inburso - 17,40

Citibanmex - 30,74

Santander - 34,80

Banorte - 46,28

HSBC - 81,20

Scotiabank - 100,00

Afirme - 162,40

BBVA - 174,00

Banamex doesn't let you decline, but Santander does.

For US debit cards I strongly suggest using CitiBanamex or Santander, in both banks you can opt out of their currency conversion rate and the commission they charge is really small

Lol never ever ever accept an exchange rate at an ATM. They ask you, accept or decline. They usually say right there and then it's an extra 7-10%. Just push decline, let your bank do the exchange and go about your day. Tough lesson but it's a fact across the country and def a need to know fact

-----

The Trie Data Structure (Prefix Tree)

Do a "Brute-force" then a Trie graph.

somerby.net/mack/logic/en/index.html

umsu.de/trees/

eval-b.stups.uni-duesseldorf.de/index.html

Arts

en.m.wikipedia.org/wiki/Czes%C5%82aw_Mi%C5 %82os

Igmar burgman 12 Deadly Sins

7th Samurai 

allpoetry.com/Zbigniew-Herbert
en.m.wikipedia.org/wiki/Stanis%C5%82aw_Jerzy_Lec
Martin Feldman.john cage en.m.wikipedia.org/wiki/Gy%C3%B6rgy_Ligeti

How to Fly
Nat born killers

‘The Big Lebowski’

Thousand years of solitude

Krauss

Polakiem

theapricity.com/forum/showthread.php?248728-Polish-people-include-the-most-unusual-head-shapes-in-the-world-(and-don-t-realize-it)

en.m.wikipedia.org/wiki/Brachycephaly

" But I truly like nice shapes of heads, and I like them even more now as they are really scarce commodities in Poland. Actually I have never ever seen so many flat heads as I see when I am walking streets of Warszaw. I don’t know where this comes from but its a fact. At one point I started doubting my own opinion but I was reassured that I am right when my sister came over. I did not tell her anything, I was just waiting. And it came. After couple of days she told me if I have ever realised how many flat headed men there is around. "  -- iwanttobeafool.com/2014/04/hello-berlin-good-bye-flat-head

Dative

Monday October 25, 2021, Cracow dorm Deutscher test positive. Believe first symptoms on October 15.

online2pdf.com/convert-docx-to-pdf

onlineconverter.com/docx-to-epub

Learning A Foreign Language Stimulate Cerebral Growth

science20.com/anton_lucanus/does_learning_a_foreign_language_stimulate_cerebral_growth-255643

The thought that learning language stimulates brain growth may never have crossed your mind, but the truth is that language learning challenges your brain and stimulates it to stay pliable and strong. Regardless of your age, learning a new language can boost your brain’s function in more ways than one and we’ll explore all the benefits of learning a foreign language and how it directly affects the brain.