Rentier

• schwab.com/public/schwab/nn/articles/Taxes-Whats-New  
• moneychimp.com/features/Tax_Calculator.htm , investinganswers.com/calculators/yield/Yield-Cost-Calculator-2690 
• money.stackexchange.com/questions/9433/what-is-the-fee-charged-for-adrs-which-is-deducted-when-dividends-are-paid , sec.gov/investor/alerts/adr-bulletin.pdf , the-international-investor.com/investment-faq/reclaiming-withholding-tax-foreign-dividends 
• "to know how many years ... to double ... investment with a compounded rate of 5%, divide 72 by the rate. ... ex, it would take  14.4 years
   (72/5%=14.4 years)."   17475/12=1456 |  & minus: ADR1,032.48div-914realdiv=119.48*4qurtr= ADR480
• 2 more rules: .04*500000=20,000 or 25*500000=20,000 (if 7% growth) [or.03 & 33.33] 
• articles.bplans.com/how-limited-liability-companies-llcs-are-taxed/ , irs.gov/businesses/small-businesses-self-employed/canceling-an-ein-closing-your-account 
• fly: whichbudget.com , wikipedia.org/wiki/List_of_European_countries_by_average_wage , wikipedia.org/wiki/S&P_500_Dividend_Aristocrats 
• A limited liability company must obtain what is known as an Employer Identification Number (EIN), also called a Federal Tax ID number.
  brightjourney.com/q/help-demystifying-partnership-pass-taxation--
  "You don't need a federal tax ID for your LLC or your sole proprietorship: both are reported under your SSN. If you got EIN for a bank account - IRS doesn't really care, you shouldn't have done any tax reporting with it (unless you have employees). Subchapter S is for corporations or LLC's taxed as corporations, not for sole proprietorships or disregarded entities."
• referring to the 2% or 3% that most cards charge as a "foreign transaction fee".
  ask my union if i have zero percent conversion fee? on both cards.
  ricksteves.com/travel-tips/money/cash-machine-atm-tips , ricksteves.com/travel-tips/money/card-fees